Wisconsin Community Bank: Reports 66 percent increase in earnings

CONTACT: Thomas J. Wilkinson, Chairman and CEO

608.203.1201 or [email protected]

MADISON, Wis. – Feb. 8, 2011 – Wisconsin Community Bank reported earnings of $7.4 million for the four quarters of 2010 compared to $4.4 million in 2009, an increase of 66 percent. Return on average common equity for the same period was 14.7 percent and return on average assets was 1.59 percent compared to 6.26 percent and .69 percent, respectively, in 2009.

“We have seen the economy improve in 2010 and experienced significant loan growth, especially because of our expertise in USDA specialty lending programs,” said Chairman and CEO Thomas J. Wilkinson.

Also, as of Dec. 31, 2010, the bank reported:

* Assets of $474 million compared to $448 million in 2009

* Loans of $321 million compared to $274 million in 2009

* Deposits of $392 million compared to $359 million in 2009

Ranked fourth in the nation for USDA loan production, the bank provided $48 million in financing assistance to help grow small-medium businesses in the Midwest.

Visit http://www.thewcb.com to learn more about Wisconsin Community Bank.

About Wisconsin Community Bank

Wisconsin Community Bank, a member of Heartland Financial USA, Inc., operates offices in Fitchburg, Cottage Grove, Madison, Middleton, and Monroe. Wisconsin Community Bank offers a unique composition of credit and deposit services. The bank is a member of FDIC and an Equal Housing Lender. Visit http://www.thewcb.com or call (608) 203-1200 to learn more.