DUBUQUE, Iowa— Systematic saving continues to pay off for Dupaco Credit Union members. Through the credit union’s popular Holiday Club savings account, members collectively saved $5,806,201 in 2025. On average, each participating member saved $1,151.11, helping them prepare for holiday expenses without relying on credit cards or last-minute borrowing.
Dupaco’s Holiday Club is designed to make saving simple and automatic. Members regularly transfer money into a designated account throughout the year, and on October 31, the balance—plus earned dividends—is automatically deposited into their checking account, just in time for the holiday season.
“The habit of systematically saving money is a core principle of Dupaco,” said Joe Hearn, Dupaco President and CEO. “Through Dupaco tools like our Holiday Club, we’re helping members plan ahead, avoid post-holiday debt and enjoy the season with peace of mind. It’s a simple but powerful way to build financial confidence.”
To help members make the most of their savings and spend wisely this season, Dupaco shares a holiday budget guide that can be found at dupaco.com/holiday-club.
A few tips to keep costs in check—without sacrificing the spirt of giving, include:
- Draw names for a gift exchange to reduce costs while making gifts more meaningful
- Plan ahead to take advantage of deals and avoid last-minute overspending
- Sign up for store emails to access exclusive discounts and sale alerts
- Focus on experiences and heartfelt gifts to celebrate the season without overspending
