Wisconsin Bank and Trust: Welcomes Amber J. Frantz as vice president, treasury management officer

Contact: Athena Eggers Marketing Coordinator Wisconsin Bank & Trust (608) 203-1225 [email protected]

Wisconsin Bank & Trust Welcomes Amber J. Frantz as Vice President, Treasury Management Officer

Madison, Wisconsin, September 28, 2016 — Wisconsin Bank & Trust is pleased to welcome Amber J. Frantz as Vice President, Treasury Management Officer.

In this role, Frantz will partner with mid- to large-sized organizations to improve efficiencies and increase profits through managing, moving, and protecting their hard earned funds.

Frantz has 25 years of experience in the financial industry, including commercial business development for Union National Bank and relationship management for North Shore Bank, where she focused on Treasury Management.

“Amber’s experience in treasury management and commercial business development makes her a welcome addition to our treasury management team,” said Maggie Stauff, Vice President, Senior Banking Officer for Wisconsin Bank & Trust.

Frantz is also a graduate of Leadership Greater McHenry County (Illinois), a ten-month program dedicated to educating and inspiring professionals to engage in community leadership. Her community involvement includes three years as a board member and two as board president for Court Appointment Special Advocates (CASA) of McHenry County.

Frantz is based at the bank’s Main Banking Center at 119 Junction Road in Madison. She can be reached at (608) 203-1240 or [email protected].

# About Wisconsin Bank & Trust Wisconsin Bank & Trust (WBT) is a business-focused community bank with assets of more than $1 billion serving customers in the Madison, Milwaukee, Green Bay, Sheboygan, Monroe and southwest areas of Wisconsin. From 18 banking centers and two mortgage origination offices, WBT offers a wide range of personal and business banking, wealth management and mortgage lending services. The bank is a subsidiary of Heartland Financial USA, Inc. (NASDAQ: HTLF), which has assets of more than $8 billion. WBT is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. Learn more at www.wisconsinbankandtrust.com.

About Heartland Financial USA, Inc. Heartland Financial USA, Inc. is a diversified financial services company with assets exceeding $8 billion. The company provides banking, mortgage, private client, investment, insurance and consumer finance services to individuals and businesses. Heartland currently has 108 banking locations serving 85 communities in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas and California. Additional information about Heartland Financial USA, Inc. is available at www.htlf.com.