WAUZEKA, Wis., March 20 /PRNewswire/ — The largest population segment in U.S. history is about to retire, over 70 million people. Armed with the right knowledge and assistance, they will be able to retire comfortably. But without the right knowledge or planning, many of them may have to re-enter the workforce.
“Untold times we have heard the remark, ‘I was not aware of how hard it would be to retire on a fixed income’ or ‘I never expected to outlive my income!'” author Timothy Cummuta writes. “This is about the rest of your life. You do not want to leave any stone unturned when looking for the advantages you will need to retire in the best most financially stable position you can.”
In his book, “Anyone can be Financially Free: The Personal Financial Planning Course” (published by AuthorHouse — http://www.authorhouse.com/), Cummuta delivers a practical guide to the basic financial knowledge that should be available to everyone but isn’t. The average American will earn about $1.5 million in their lifetime, but usually that money ends up in the hands of marketing and credit companies. Knowledge is power, and Cummuta’s easy-to-follow course is something every working American can take advantage of as they plan for their financial future.
In “Anyone can be Financially Free,” readers will make use of a number of strategic topics, including why you need the RRR system, the truth about the Social Security system, how to determine how much retirement income you’ll need, how to set realistic goals, how to set the right type of financial goals, what is your risk tolerance and how to manage it, the debt to wealth equation, retirement vehicles, the power of tax-deferral, understanding investment and savings vehicles, other income and tax saving ideas, life insurance (a bridge to estate), long-term care and the risk of doing nothing and how to create a real financial plan that works for you.
After finishing Cummuta’s course, readers will be equipped with four customized plans with real-world applications. A Retirement Income Assessment & Projection plan shows exactly how much retirement income you will need. A Risk Tolerance Map gives you a clear picture of how and why you should invest or save. A flexible Goal Strategy takes into account your personal wants and desires for retirement. Finally, your own Personal Financial Plan is designed specifically to move you forward and help you achieve your personal financial goals.
Timothy Cummuta has worked for the past 13 years with a wide range of financial services including Medicare and Social Security issues, credit problems, retirement planning, estate planning and succession planning. His experience has given him a profound understanding of the pitfalls of poor financial planning. “Anyone can be Financially Free” is Cummuta’s first book.
AuthorHouse is the premier book publisher (http://www.authorhouse.com/) for emerging, self-published (http://www.authorhouse.com/GetPublished/FAQ.aspx) authors. For more information, please visit http://www.authorhouse.com/.
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